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I never recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off why not look here. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all your men that want purchasing property otherwise finance one thing.. pray so you can goodness you really have good credit. I think some men that believe that playing cards evil need observe the big picture. Even though *you* actually been able to pay bucks to own everything does not mean they will work for every person. Even after everything i typed over We Also (at any given time) paid down dollars getting everything. I will not go into the grounds right here but it worked out aswell to some extent. The main one downside to that was I could Never apply for credit cards.. you certainly will never ever score financing. Ignore to buy a home except if We robbed a bank.
To summarize for the past 10 years I need to have energized regarding 100K value of blogs. Ive racked up a ton of award situations ect ect. Occasionally I pay dollars having posts but that setting I’m looking for a benefit. I understand there is guys into the right here having checked a good used-car as well as the people desires 3K for it and also you start the deals and force concerns shove plus the wad of money is released! Gotta love it!